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The moving industry is governed by state
regulations, which determine the exact standards and minimums
as to how much insurance coverage a company must have.
- Check your insurance policy. It probably will not cover
most of the common damages that may occur;
- Be aware that damage insurance often comes with a
deductible greater than the cost of most minor repairs;
- Replacement value insurance may not cover valuable
papers, recorded electronic media or lost business;
- Insurance certificates that are filed with your building
have nothing to do with your goods;
- Be sure your mover complies with federal and state
insurance regulations and that the insurance is current and
certified;
- Consider supplementing your mover's insurance coverage
with additional coverage of your own insurance when
applicable.
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